• Available to all FoSA members with pay slips to ensure they have longer repayment period and left with reasonable net salary.
• Granted 4 times one’s shares/deposits.
• Repayment period is 48 months.
• Rate of interest is 1.25% p.m on reducing balance.
• Pay slip should be able to meet the loan deductions and be left with 1/3 requirement.
• Salary must be passing through FOSA A/c.
- Assessment is based purely on salary repayment ability/average monthly savings.