• Consider up to 50% Partial withdrawal of the long-term deposits.
• Retired members
• Clear all loan balances
• Find alternative guarantors
MICRO SAVINGS AND CREDIT ACTIVITIES (MSCA)
- MSCA GROUP LOAN
• This is a loan issued to small and micro- enterprise group individuals that are registered with the society under Micro saving and credit Activity.
• Loan after 10 weeks of consistent premium savings of Kshs. 300 and security of Kshs. 50 weekly.
• Guarantee by 2/3 group members
• Interest rate is 1.34% p.m. on reducing balance.
• Maximum repayment period is 36months.